ROI Calculator

Calculate your Phuket real estate investment return

Investment Details

Purchase Price ฿

Down Payment%

Monthly Rent ฿

Occupancy Rate%

Management Fee%

Annual Appreciation%

roiLoanDetails

Loan Rate%

Loan Term yr

Additional Costs

Annual Maintenance ฿

Annual Property Tax ฿

Furniture Setup ฿

Results update instantly as you adjust sliders

Cash-on-Cash ROI

-14.7%

Negative cash flow

฿-14.7K/mo

✗ Negative cash flow

Key Metrics

Unleveraged ROI

Without mortgage financing

3.1%

Break-even Occupancy

Min occupancy to cover all costs

100%

Payback Period

Full capital recovery

∞

5-Year Total Return

Including appreciation + rent growth

+7.2%

10-Year Total Return

Assuming +3%/yr rent growth

+24.9%

Financing

Down Payment฿1.00M

Loan Amount฿4.00M

Monthly Payment฿27.5K/mo

Annual Income฿210.0K/yr

Annual Expenses฿386.2K/yr

roiNetIncome฿-176.2K/yr

Year-by-Year Projection

Year	Property Value	Net Income/yr	Cumul. CF	Total ROI
1	฿5.15M	฿-170.5K	฿-170.5K	-1.7%
2	฿5.30M	฿-164.7K	฿-335.2K	-2.6%
3	฿5.46M	฿-158.7K	฿-493.9K	-2.5%
5	฿5.80M	฿-146.1K	฿-792.4K	+0.3%
7	฿6.15M	฿-132.7K	฿-1.06M	+7.1%
10	฿6.72M	฿-111.2K	฿-1.42M	+24.9%

Assumptions: rent growth +3%/yr, appreciation +3%/yr. Not financial advice.

Phuket Market Context

Typical yield

5–8% net

Occupancy (prime zones)

65–80%

Capital appreciation

3–6%/yr

Mgmt fee (agency)

10–20%